We are all fully aware that we are living in an ‘age of austerity’ as David Cameron so eloquently puts it. With all the government spending cuts, the crazy unemployment statistics, the rise in VAT and of course the ongoing recession many people have started to try and be a little bit more careful with their money. For some this means minor cutbacks like taking a packed lunch into work instead of spending £7.00 a day in Starbucks, for others it means buying less of their favourite things like new clothes every weekend or unnecessary gadgets like iPad& |